A common misconception is that wealthy people pay cash. They don't. They know that it's better to finance and put their cash somewhere else, so interest can work for them.

David Dickson
Equity Trader
Bank of Montreal

Now that you've decided on your purchase you must make an equally important decision:

How do I pay for it? Do I use CASH or do I FINANCE?

If you pay cash, all your money is tied up right away. If you finance, you still have your cash and can invest it.